Loan Against Listed Shares (LASS)
Institutional
Securities-Backed Financing
1. What is a Loan Against Listed Shares (LASS)?
Loan Against Listed Shares (LASS),
also known as Securities-Based Lending (SBL), is an institutional financing
solution that enables qualified borrowers to obtain liquidity by pledging
eligible publicly listed shares as collateral instead of selling them.
This financing structure allows
borrowers to unlock capital while preserving ownership of their investment
portfolio.
2. Who is eligible to apply?
The financing program is generally
designed for:
- Publicly Listed Companies
- Major Shareholders
- Company Founders
- Family Offices
- High-Net-Worth Individuals (HNWIs)
- Institutional Investors
- Investment Holding Companies
- Corporate Executives holding significant listed shares
All applications remain subject to
lender approval.
3. Do I need to sell my shares?
No.
One of the principal advantages of
Loan Against Listed Shares is that you retain your investment while using it as
collateral.
There is no need to liquidate your
portfolio simply to obtain financing.
4. Will I lose ownership of my shares?
No.
You remain the beneficial owner of
your shares throughout the financing period, subject to the agreed loan
structure and lender requirements.
Your investment continues to
participate in future market appreciation.
5. How much financing can I obtain?
Qualified borrowers may obtain
financing of up to 70% Loan-to-Value (LTV).
The final financing amount depends
on:
- Market value
- Liquidity
- Market capitalization
- Daily trading volume
- Price volatility
- Portfolio diversification
- Institutional lender's assessment
6. What interest rate can I expect?
Indicative institutional financing
rates generally range from 2% to 4% per annum (APR).
The final rate depends on:
- Quality of the listed shares
- Liquidity
- Market capitalization
- Portfolio value
- Transaction size
- Borrower profile
- Lender's credit assessment
Higher-quality listed shares
generally qualify for more competitive financing terms.
7. Are there any upfront fees?
For qualified transactions, there
are generally no upfront financing fees before loan approval and
closing.
If legal, custody, documentation, or
third-party costs apply, they will be fully disclosed during the due diligence
process.
8. How quickly can funding be completed?
When all required documents have
been submitted and the transaction satisfies the lender's requirements, funding
may be completed within 1–3 business days after:
- Due diligence completion
- Loan approval
- Legal documentation
- Closing conditions
9. Which stock exchanges are generally acceptable?
Eligibility depends on the lender.
Many institutional lenders may
consider eligible shares listed on recognized exchanges such as:
- NYSE
- NASDAQ
- London Stock Exchange (LSE)
- Singapore Exchange (SGX)
- Hong Kong Stock Exchange (HKEX)
- Australian Securities Exchange (ASX)
- Bursa Malaysia
- Indonesia Stock Exchange (IDX)
- Tokyo Stock Exchange (TSE)
Final eligibility depends on lender
criteria.
10. What types of shares are preferred?
Institutional lenders generally
prefer shares with:
- Strong liquidity
- Large market capitalization
- Stable trading history
- Active daily trading volume
- Broad institutional ownership
11. What can the financing be used for?
Loan proceeds may generally be used
for legitimate business purposes such as:
- Working Capital
- Rights Issues
- Mergers & Acquisitions
- Business Expansion
- Debt Refinancing
- Project Development
- Capital Expenditure (CAPEX)
- Strategic Investments
subject to the applicable loan
agreement and regulations.
12. Is there a minimum portfolio value?
Minimum portfolio requirements vary
depending on the institutional lender and transaction structure.
During the initial assessment, the
lender evaluates whether the portfolio size and quality meet its financing
criteria.
13. Is the loan non-recourse?
Certain financing structures may be
offered on a non-recourse basis, subject to lender approval and the final
transaction structure.
Availability depends on the quality
of the pledged securities and the lender's policies.
14. Can dividends still be received?
Treatment of dividends depends on
the final financing structure and loan agreement.
The lender will explain how dividend
distributions are handled before the transaction is finalized.
15. What happens if the share price declines?
Institutional lenders continuously
monitor the collateral value.
If market prices decline
significantly, additional collateral or other remedial actions may be required
under the loan agreement.
The exact terms are clearly defined
in the financing documentation.
16. Is my information confidential?
Yes.
All enquiries, documentation, and
transactions are handled under strict confidentiality.
PT Nurin Inti Global and its lending
partners comply with applicable KYC, AML, and institutional compliance
standards.
17. What documents are typically required?
Typical documentation may include:
- Application Form
- Passport or National ID
- Portfolio Statement
- Proof of Share Ownership
- Corporate Documents (for companies)
- Banking Information
- KYC Documentation
- Additional supporting documents requested by the lender
18. Is PT Nurin Inti Global the lender?
No.
PT Nurin Inti Global acts solely as
an independent:
- Financial Advisor
- Financial Introducer
- Transaction Facilitator
We connect qualified borrowers with
reputable international institutional lenders.
19. How does the application process work?
The process is straightforward:
Step 1
Initial enquiry by email.
Step 2
Receive the Application Form.
Step 3
Complete the Application Form.
Step 4
Sign the Engagement Letter and related documents electronically.
Step 5
Submit the completed application package together with supporting documents.
Step 6
Institutional lender conducts portfolio evaluation and due diligence.
Step 7
Conditional Approval and Term Sheet are issued.
Step 8
Execution of the final loan documentation.
Step 9
Funds are disbursed to the designated bank account.
Qualified transactions may be
completed within 1–3 business days after all documentation and closing
conditions have been satisfied.
20. How do I get started?
Simply contact PT Nurin Inti Global.
Our team will:
- Explain the financing process
- Provide the Application Form
- Review your preliminary eligibility
- Coordinate with our institutional lending partners
- Assist throughout the transaction until completion
Contact Us
PT Nurin Inti Global
Institutional Securities-Backed
Financing
AHMAD FAKAR
Financial Introducer
📧 Email:
nuringlobal@gmail.com
📱 WhatsApp:
+62 813 686 43249
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